Just because the girl lives "in THIS neighborhood" as you so nicely emphasize it, doesn't mean she'll take your phone and run don the street with it. Doesn't mean "if you let them use it once, they'll never go away" (as if it were feeding a hungry puppy, which you also wouldn't do) and it doesn't give you a right to make fun of her for being poor. You haven't had a single problem "in THIS neighborhood" yet, and frankly, stop fucking with the neighbors I'll have long after you are gone.
Stop taking pleasure in how much better you are than everyone else. You live in the cheapest housing in town too. And, while we're at it, stop bad-talking my house to all your friends.